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United Way
Closing wealth-building gaps through access to financial supports and services
Prosperous families build prosperous communities
For myriad reasons, many members of our community work a full-time job and, in some
cases more than one job, yet still struggle to meet minimum monthly financial requirements
to maintain a home for themselves and their families. Families whose earnings fall
below 100% – 200% of the federal poverty level may be able to access benefits to help
them make ends meet. However, many families earn above this amount, but not enough
to become financially stable. Almost half of all Mississippians fall into this category.
Many of these families are either unbanked or underbanked, often finding themselves
in a revolving cycle of indebtedness to predatory lenders thereby inhibiting them
from gaining financial independence. In response to these realities, United Ways
across Mississippi are partnering to first-of-its-kind study across the state to better
understand the conditions these working families face and inform interventions and
supports that will help them become economically mobile and able to improve their
financial prospects. In addition, United Way of the Capital Area is partnering with
local municipalities, financial institutions (i.e. banks and credit unions), community-based
organizations, and others to coordinate a network of financial products, services,
and resources to help families in our community build foundations to improve their
economic conditions.
Source:
Mississippi Department of Human Services (MDHS)
The Mississippi Department of Human Services is dedicated to serving others while providing a wide range of public assistance programs, social services and support for children, low-income individuals and families. The agency seeks to empower families so they can become self-sufficient and responsible for their future success.
